Apple Pay makes buying crypto as easy as a double-click. Here are the best exchanges and onramps that let you use it — Coinbase, MoonPay, Transak, and Simplex — compared by fees, speed, and regional availability.
buying crypto should be as easy as tapping your phone. with apple pay, it basically is. instead of hunting for your wallet and typing in a 16-digit card number, you just double-click and look at your phone. here are the exchanges and onramps that let you do exactly that.
apple pay isn't just convenient — it's genuinely more secure. every transaction requires face id or touch id, so your card details never travel over the internet in plain text. the merchant (in this case, the crypto exchange) never sees your full card number.1 for crypto buyers, that means one less thing to worry about when moving money onto a new platform.
coinbase rolled out apple pay support for all fiat-to-crypto purchases via coinbase onramp.1 if you're in the us, uk, or most of europe, you can buy bitcoin, ethereum, and dozens of other coins with a single tap. the process takes seconds — choose your coin, tap apple pay, confirm with face id, and you're done.
coinbase is also a full exchange, so you can buy, sell, and withdraw to a self-custody wallet all in one place. for beginners, this is the easiest entry point.
moonpay lets you use apple pay to instantly top up your moonpay balance or buy crypto directly.2 it's available across the eu, uk, and us. moonpay is less of an exchange and more of a fiat onramp — you'll find it integrated into many wallets like metamask, trust wallet, and ledger live. if you already use a self-custody wallet, moonpay is a solid choice.
transak supports apple pay across 60+ countries.3 like moonpay, it's an onramp that plugs into other apps and wallets. transak is known for supporting a wide range of local payment methods alongside apple pay, making it a good fallback if your primary option doesn't work in your region.
simplex accepts apple pay as an additional payment method, removing the need to manually fill in card details.4 it's one of the older players in the fiat-to-crypto space and is integrated into many wallets and exchanges as a back-end payment processor. simplex charges a fee on top of the market rate, so it's worth comparing the final price before you buy.
apple pay transactions often carry a small premium compared to bank transfers or debit card entries. that's the cost of convenience. moonpay, transak, and simplex all charge a percentage fee on top of the exchange rate, while coinbase uses a spread model. always check the final price before confirming.
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